Most people think they don’t have enough money spare to set aside but they usually do when they go looking for it.
Download your step-by-step to stashing some cash out of your regular monthly outgoings AND a calculator to show you what that money could do if it were growing, year after year, in some sort of investment account.
Whether that’s a pension, or a tax free investing account or a taxable account depends where you live and what’s available to you but the point is: this is money you can put into investments which grow without you having to do anything.

